HRA Exemption Calculator
Find how much of your House Rent Allowance is tax-exempt under the old regime — and see exactly which of the three rules decides it.
HRA exempt (per year)
₹1,68,000
Taxable HRA (per year)
₹72,000
Your exemption is ₹14,000 a month — the lowest of the three amounts below, which is the rule the Income Tax Act uses.
How it's worked out
- Actual HRA received₹20,000
- Rent paid − 10% of basic₹14,000
- 50% of basic salary₹20,000
HRA exemption applies under the old tax regime. The new regime does not allow it.
HRA exemption applies under the old tax regime only. This is an educational estimate — confirm specifics with a qualified tax professional. See also our guide to tax-saving deductions and the income tax calculator.